Overseas Mediclaim Insurance
- Overseas Mediclaim Insurance:
Overseas Mediclaim Insurance is available for Bangladeshi nationals visiting abroad, such as SCHENGEN countries, for the purpose of business, holiday, tours, temporarily staying out side Bangladesh for Studies or employment under Bangladeshi employer.
- Overseas Mediclaim Policy
Schengen Countries (Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland)
(Plan-A)
Non Schengen Countries
World Wide Excluding USA/CANADA (Plan-A)
Schengen Countries
Worldwide including USA/CANADA
(Plan-B)
Non Schengen Countries
Worldwide including USA/CANADA
(Plan-B)
- Schengen Countries:
- Basic Section of Cover: Medical Expenses related to- Sickness & Illness, Bodily Injury, Disease, Accidental Death and Repatriation.
- Limit of Cover: (Non-Medical)
- Plan-A : Schengen Countries Excluding USA/CANADA, the limit is Maximum EURO: 30,000/- (or US$ equivalent)
- Plan-B : Schengen Countries World- wide including USA/CANADA, the Maximum limit is US$ - 100,000/- (Illness & Accident)
- Cover must be arranged each time a trip is undertaken.
- Medical Expense Cover:
- Accident shall be subject to the limit of cover in the overseas Mediclaim Identification and Schedule.
- Deductible:
- No Deductible applies.
OVERSEAS MEDICLAIM SCHEME PREMIUM RATING STRUCTURE (BANGLADESH)
SCHENGEN COUNTRIES ONLY.
Business and Holiday (B & H) : For Periods up to 180 Days
| PLAN “A” Worldwide Excluding (USA and Canada) | ||||||||
|---|---|---|---|---|---|---|---|---|
| Age Band | ||||||||
NB: (Add.) 15% VAT on Net Premium.
| PLAN “B” Worldwide Excluding (USA and Canada) | ||||||||
|---|---|---|---|---|---|---|---|---|
| Age Band | ||||||||
NB: (Add.) 15% VAT on Net Premium.
- Non Schengen Countries:
- Basic Section of Cover: Medical Expenses related to- Sickness & Illness, Bodily Injury, Disease, Accidental Death and Repatriation.
- Limit of Cover: (Non-Medical)
- Plan-A : For Non Schengen Countries Excluding USA/CANADA, the limit is US$ 50,000/-(Illness & Accident)
- Plan-B : For Non Schengen Countries including USA/CANADA, the limit is US$ 100,000/-(Illness & Accident)
- Cover must be arranged each time a trip is undertaken.
- Medical Expense Cover:
- Accident shall be subject to the limit of cover in the overseas Mediclaim Identification and Schedule.
- Deductible:
- No Deductible applies.
OVERSEAS MEDICLAIM POLICY (TRAVEL INSURANCE
PRODUCT BENEFITS & LIMITATIONS
| 01 | Medical Expenses & Hospitalization abroad< | US$ 50,000 Excess USD 100 (Worldwide excluding USA/CANADA |
| 02 | Medical Expenses & Hospitalization abroad | US$ 100,000 Excess USD 100 (Worldwide including USA/Canada |
| 03 | Medical Expenses & Hospitalization abroad for Schengen Countries | Euro 30,000 with Nil deductible |
| 04 | Transport or Repatriation in case of illness of Accident | Actual Expenses |
| 05 | Emergency Dental Care | US$ 500, Excess US$ 50 |
| 06 | Repatriation of Family Medical Travelling with the insured | Actual Expenses |
| 07 | Repatriation of mortal remains | Actual Expenses |
| 08 | Travel of one immediate family member | US$ 100 per day, Maximum US$ 1,000 |
| 09 | Emergency return home following death of a close family member | Actual Expenses |
